Introduction
Loggerhead Insurance uses cookies and similar technologies to help operate and secure our website, improve website functionality and performance, understand how visitors interact with our website, and evaluate the effectiveness of our communications and advertising efforts.

This Cookie Policy explains the types of cookies and tracking technologies we use, why we use them, and the choices available to website visitors.

This policy applies to the Loggerhead Insurance website and related online services, including our online quote experience.

What Are Cookies and Tracking Technologies?
Cookies are small text files stored on your device when you visit a website. Cookies are commonly used by websites to support functionality, remember preferences, improve performance, and collect information about how visitors interact with online services.

In addition to cookies, Loggerhead may use other tracking technologies such as analytics platforms, website monitoring services, advertising technologies, and user experience tools. These technologies help us better understand website usage, improve performance, maintain security, and enhance the overall customer experience.

How We Use Cookies and Tracking Technologies
Loggerhead uses cookies and tracking technologies for the following purposes:

  • Website Security & Protection: We use security-related technologies to help protect our website against malicious activity, unauthorized access attempts, automated attacks, fraud, abuse, and other threats. These technologies help ensure the availability, security, and integrity of our online services.
  • Marketing & Advertising Measurement: We use advertising and attribution technologies to understand how visitors find our website, evaluate the effectiveness of advertising campaigns, and measure marketing performance. These technologies help us understand which communications and advertisements are most relevant and effective.
  • Forms and Customer Engagement: We may use technologies that support website forms, customer inquiries, quote requests, and other website interactions. These technologies help ensure that website functionality operates as intended.

Cookies and Tracking Technologies
To support website security, functionality, analytics, performance monitoring, marketing activities, and customer engagement, Loggerhead currently utilizes a variety of third-party providers and technologies. The technologies used on our website may change over time as our website, services, and business needs evolve.

  • Cloudflare: Supports website security, traffic validation, fraud prevention, threat protection, bot management, and website availability. These technologies help protect the website and visitors from malicious activity, automated attacks, and abuse while supporting reliable website operation.
  • Google Analytics: Helps us understand how visitors interact with our website by providing information related to website traffic, visitor engagement, page performance, and website usage trends. This information helps us improve website functionality and user experience.
  • Microsoft Clarity: Provides website usage insights and user behavior analytics that help us understand how visitors navigate and interact with our website. Information collected through these technologies may be used to improve website usability, functionality, and overall customer experience.
  • Datadog: Supports website performance monitoring, troubleshooting, and technical diagnostics. These technologies help identify website errors, performance issues, and user experience concerns so they can be investigated and resolved.
  • HubSpot: Supports website forms, customer engagement, lead generation activities, marketing analytics, and related website services. These technologies help facilitate customer communications, quote requests, and website interactions.
  • Microsoft Advertising Technologies: Helps us measure advertising effectiveness, understand how visitors find our website, evaluate marketing campaign performance, and track advertising attribution.

Loggerhead may add, remove, or replace technologies as our website and services evolve. This policy will be updated periodically to reflect material changes to our tracking technology practices.

Essential Cookies and Technologies
Essential cookies and technologies are necessary for the operation, security, and functionality of our website. These technologies help protect visitors, prevent fraud, and support core website services. Because these technologies are required for the website to operate properly, they generally cannot be disabled.

Examples may include:

  • Security and fraud prevention technologies.
  • Traffic validation services.
  • Website protection mechanisms.
  • Infrastructure and performance services.
  • Website errors and diagnostics.

Analytics and Performance Technologies
Analytics and performance technologies help us understand how visitors interact with our website, identify usability issues, improve performance, and monitor website health.

Examples may include technologies that collect information regarding:

  • Website traffic.
  • Visitor activity.
  • Navigation patterns.
  • Technical performance.
  • Website errors and diagnostics.

Marketing and Advertising Technologies
Marketing and advertising technologies help us understand the effectiveness of our advertising efforts and measure visitor engagement with marketing campaigns.

Examples may include technologies that support:

  • Campaign measurement.
  • Lead attribution.
  • Conversion tracking.
  • Advertising performance reporting.

Functional Technologies
Functional technologies support enhanced website functionality, customer engagement tools, and related website services. These technologies help provide certain website features and improve the overall visitor experience.

Third-Party Service Providers
Loggerhead works with third-party technology providers that support website security, analytics, monitoring, customer engagement, advertising measurement, and related website services. These providers may utilize cookies and other tracking technologies to perform services on Loggerhead’s behalf. Information collected through these technologies may include device information, browser characteristics, IP address, website activity, page interactions, technical performance information, and similar usage data.

Loggerhead does not permit these providers to use information collected through our website for purposes inconsistent with their contractual obligations to Loggerhead or applicable law. For additional information regarding how third-party providers process information, visitors should review the privacy practices made available by those providers.

Your Choices
Depending on your location and applicable law, you may be presented with a cookie and tracking technology preference banner when visiting our website.

Where available, you may choose to:

  • Accept all cookies and tracking technologies.
  • Reject non-essential cookies and tracking technologies.
  • Customize your technology preferences by category.
  • Modify previously selected preferences.

Certain technologies classified as essential for website functionality, security, fraud prevention, and service availability may remain enabled because they are necessary for the operation of the website. Where implemented, visitors may update previously selected preferences at any time through the cookie preference management tools available on the website. Visitors may also manage certain browser settings to delete, block, or restrict cookies; however, doing so may affect website functionality and the operation of certain website features.

What Happens If I Disable Cookies?
Visitors may choose to disable or reject certain categories of non-essential cookies and tracking technologies. The impact of doing so can vary depending on the category involved.

  • Essential & Security Technologies: Essential and security-related technologies support website protection, fraud prevention, traffic validation, and the secure operation of the website and online quote experience. Because these technologies are necessary for website operation, disabling them may prevent portions of the website from functioning properly. In some cases, visitors may be unable to access certain pages, complete identity or security validations, or successfully use online services such as the quote workflow.
  • Analytics & Performance Technologies: Analytics and performance technologies help Loggerhead understand how visitors interact with the website, identify areas for improvement, and measure website performance. Disabling these technologies generally will not affect a visitor’s ability to browse the website, request a quote, or access services. However, Loggerhead may have reduced visibility into website traffic, visitor engagement, usage trends, and performance metrics that help improve the website experience.
  • Monitoring & Session Replay Technologies: Monitoring and session replay technologies help Loggerhead identify technical issues, troubleshoot website problems, investigate errors, and improve overall website functionality. Disabling these technologies generally will not impact website functionality for visitors. However, Loggerhead may have fewer tools available to diagnose technical issues, investigate reported problems, and improve website performance and usability.
  • Marketing & Advertising Technologies: Marketing and advertising technologies help Loggerhead measure the effectiveness of advertising campaigns, understand how visitors find our website, and evaluate marketing performance. Disabling these technologies generally will not affect a visitor’s ability to use the website or obtain a quote. However, Loggerhead may have reduced ability to measure advertising effectiveness, track campaign performance, and understand which marketing efforts are generating visitor engagement and business opportunities.
  • Functional Technologies: Functional technologies support certain website features, forms, preferences, and customer engagement services. Disabling these technologies may affect the availability or functionality of certain website features. In some cases, forms, customer interactions, preference settings, or enhanced website capabilities may not function as intended.

Changes to This Policy
Loggerhead may update this Cookie Policy periodically to reflect changes in website functionality, technology providers, legal requirements, or business practices. The effective date will be posted at the bottom of this page.

Contact Us
If you have questions regarding this Cookie Policy or our privacy practices, please contact:

Loggerhead Risk Management, LLC
Privacy & Compliance
P.O. Box 20426
Tampa, FL 33622
Email: [email protected]

Last Updated: September 1, 2026